We are excited to announce a new listing at 4649 W Rialto Ave, Visalia, CA 93277, priced at $524,000. This 2,396 sq ft home, built in 2008, offers 4 bedrooms and 2.5 bathrooms, providing ample space for comfortable living. (Link to video below)
Key Features:
Spacious Layout: With 4 bedrooms and 2.5 bathrooms, this home accommodates families of all sizes.
Modern Construction: Built in 2008, the property features contemporary design elements and updated amenities.
Outdoor Oasis: Enjoy the California sunshine in your private backyard, featuring a sparkling pool—ideal for relaxation and entertaining.
RV Parking: The property includes convenient RV parking, accommodating your recreational vehicles with ease.
Covered Patio and Nook Area: The home boasts a covered patio and a cozy nook area, perfect for morning coffee or additional workspace.
Assumable VA Loan: This home comes with an assumable VA loan, offering potential buyers the opportunity to take over the existing mortgage terms, which can be especially advantageous in today's market.
Understanding VA Loan Assumption:
An assumable VA loan allows a buyer to take over the seller's existing VA mortgage, potentially securing favorable terms. To qualify, buyers typically need to meet certain criteria, including:
Creditworthiness: A minimum credit score, often around 620, is usually required.
Debt-to-Income Ratio: Lenders often look for a DTI of 41% or less.
Income Verification: Proof of stable income and employment is necessary.
It's important to note that while VA loans are designed for veterans and active-duty service members, VA loan assumptions are open to both military and non-military buyers, provided they meet the lender's requirements.
Next Steps:
This property offers a unique opportunity to own a spacious, modern home in Visalia with the added benefit of an assumable VA loan.
For more information, pictures and price CLICK HERE or to schedule a viewing, please contact us at your earliest convenience at 559-303-8618.
Check out a short walk-thru of the home here: https://youtu.be/UXvlYZzRNtw
Note: All information is deemed reliable but not guaranteed. Prospective buyers are advised to conduct their own research and verification.